Financial Assessment APIs help businesses evaluate an individual's or organization's financial position by providing access to balances, income patterns, spending behavior, and credit-related indicators.
The following services are available:
- Review available balances – Retrieve current and available account balances to support liquidity assessment and cash flow analysis.
- Assess income – Analyze income streams and payment patterns to understand earning capacity and financial stability.
- Assess expenses – Review spending behavior and recurring expenses to identify financial commitments and expenditure trends.
- Evaluate creditworthiness – Assess financial reliability and repayment capacity using income, expense, and account activity insights to support lending and risk decisions.