Open BankingB2B SuiteERP Integration
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Open BankingB2B SuiteERP Integration

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Balance

Get information on account balance


Get Account Balance by Account ID

This method retrieves the specific account balances by using the account ID included in the request.

Endpoint details

Endpoint URL

Method

Authentication requirements

/v1/api/observice/balanceById

POST

  1. clientId
  2. clientCode
  3. signature
  4. Authorization Bearer: Token

Sample request

Get account balance by account ID request
{
  "dateTimeStamp": "2024-12-31T10:40:00+02:00",
  "requestID": "df797efb-b588-4234-8ae1-5cb748559830",
  "merchantId": "APIS-300505",
  "banks": [
    {
      "code": "SVMB01",
      "consentId":"urn:SVMB01:kac-5a166b7d-8cdb-443a-a67a-80ad7a5b95b3",
      "accountId": "100004000000000000000002"
    }
  ]
}

Request description

JSON Tag

Requirement

Description

Data type

DateTimeStamp

Mandatory

Stamp denoting the date and time of the request
ISO 8601 format - YYYY-MM-DDTHH:MM:SS

Date

RequestID

Mandatory

Unique request identification
UUID format

Alphanumeric

merchantId

Mandatory

Unique merchant identification
UUID format

Alphanumeric

banks

Mandatory

Array of banks and consents

Object

code

Mandatory

Unique bank identification code

Alphanumeric

consentId

Mandatory

Unique consent identification

String

accountId

Mandatory

Unique account identification as per the consent

String

Sample response

Get account balance by account ID response
{
  "success": true,
  "payload": [
    {
      "code": "SVMB01",
      "data": {
        "accountId": "100004000000000000000002",
        "balance": [
          {
            "amount": {
              "amount": "7896.21",
              "currency": "Currency"
            },
            "creditDebitIndicator": "Debit",
            "type": "Type",
            "dateTime": "YYYY-MM-DDTHH:MM:SS.SSSZ",
            "creditLine": [
              {
                "included": true,
                "type": "New_Line",
                "amount": {
                  "amount": "5000.00",
                  "currency": "Currency"
                }
              }
            ]
          }
        ]
      },
      "links": {
        "self": "https://"
      },
      "meta": {
        "totalPages": 0
      }
    }
  ]
}


Response description

JSON Tag

Description

success

Process success status represented as True or False

payload

Payload tag carrying response information

code

Unique bank code identification

data

Tag carrying account and balance data included in the response

accountId

Unique account identification

balance

Tag carrying account balance information

amount

Tag carrying cash balance information

amount

Cash balance amount

currency

Default currency of the account in which the balance is indicated

creditDebitIndicator

Indicates whether the balance is a credit or a debit balance

type

Indicator type details

dateTime

Date and time information of the indicator

creditLine

Tag carrying credit line information

included

Status of credit line as included or excluded

type

Type of credit line details

amount

Tag carrying amount information of credit line

amount

Available amount in credit line

currency

Currency in which the credit line balance is indicated

links

Redirect link

self

Own link/URL details

meta

Meta tag

totalPages

Information displayed in terms of pages

Updated July 2, 2026

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