SME account-opening journey enabled through SingleView in partnership with Bank Albilad
This is a draft version of the SME Onboarding APIs. The final version is expected to be released by the end of September. The API specifications are subjected to go through a few more changes before the final version is released.
SingleView SME Account Opening APIs are designed to be integrated as an end-to-end onboarding journey. This guide explains the recommended integration sequence, how to manage information between API calls, handle OTP and Nafath flows, and respond to API outcomes.
For detailed request and response schemas, refer to the individual API reference pages.
1. Generate OTP: Start of customer verification
2. Validate Customer: After customer enters OTP
3. Manage User: After successful customer validation
4. Nafath Call Status: Before Nafath initiation
5. Initiate Nafath: Start Nafath verification
6. Nafath Verification Status: Track Nafath verification
7. List of Values: On demand whenever UI reference data is required
8. Create SME Account: After successful Nafath verification